diff --git a/scfs-api-service/src/main/java/com/czcb/scfs/api/service/v1/pay/PayService.java b/scfs-api-service/src/main/java/com/czcb/scfs/api/service/v1/pay/PayService.java
index ca6630e..1bdcc3e 100644
--- a/scfs-api-service/src/main/java/com/czcb/scfs/api/service/v1/pay/PayService.java
+++ b/scfs-api-service/src/main/java/com/czcb/scfs/api/service/v1/pay/PayService.java
@@ -1,8 +1,36 @@
 package com.czcb.scfs.api.service.v1.pay;
 
+import com.czcb.scfs.api.core.ApiClient;
+import com.czcb.scfs.api.core.http.HttpHeaders;
+import com.czcb.scfs.api.core.http.HttpResponse;
+import com.czcb.scfs.api.service.v1.pay.model.MerWithdrawRequest;
+import com.czcb.scfs.api.service.v1.pay.model.MerWithdrawResponse;
+
+import static com.czcb.scfs.api.core.Constants.API_VERSION;
+import static com.czcb.scfs.api.core.Constants.V_1;
+
 /**
  * @author wangwei
  * @since 2.0.0
  */
 public class PayService {
+    private final ApiClient apiClient;
+
+    public PayService(ApiClient apiClient) {
+        this.apiClient = apiClient;
+    }
+
+    /**
+     * 提现
+     *
+     * @param request MerWithdrawRequest
+     * @return MerWithdrawResponse
+     */
+    public MerWithdrawResponse withdraw(MerWithdrawRequest request) {
+        String url = "/merTrade/mer_withdraw";
+        HttpHeaders headers = new HttpHeaders();
+        headers.addHeader(API_VERSION, V_1);
+        HttpResponse<MerWithdrawResponse> httpResponse = apiClient.post(url, headers, request.toJsonRequest(), MerWithdrawResponse.class);
+        return httpResponse.getServiceResponse();
+    }
 }
diff --git a/scfs-api-service/src/main/java/com/czcb/scfs/api/service/v1/pay/model/MerWithdrawRequest.java b/scfs-api-service/src/main/java/com/czcb/scfs/api/service/v1/pay/model/MerWithdrawRequest.java
new file mode 100644
index 0000000..81da359
--- /dev/null
+++ b/scfs-api-service/src/main/java/com/czcb/scfs/api/service/v1/pay/model/MerWithdrawRequest.java
@@ -0,0 +1,89 @@
+package com.czcb.scfs.api.service.v1.pay.model;
+
+import com.czcb.scfs.api.core.ApiRequest;
+import com.czcb.scfs.api.service.TransType;
+import com.google.gson.annotations.SerializedName;
+import lombok.Data;
+import lombok.experimental.Accessors;
+
+import java.math.BigDecimal;
+
+/**
+ * 提现
+ *
+ * @author wangwei
+ * @since 2.0.0
+ */
+@Data
+@Accessors(chain = true)
+@TransType("100018")
+public class MerWithdrawRequest implements ApiRequest {
+    /**
+     * 渠道编号
+     */
+    @SerializedName("channel_no")
+    private String channelNo;
+
+    /**
+     * 应用编号
+     */
+    @SerializedName("app_no")
+    private String appNo;
+
+    /**
+     * 流水号
+     */
+    @SerializedName("serial_no")
+    private String serialNo;
+
+    /**
+     * 收款账户账号
+     */
+    @SerializedName("account_no")
+    private String accountNo;
+
+    /**
+     * 收款账户户名
+     */
+    @SerializedName("account_name")
+    private String accountName;
+
+    @SerializedName("primary_account")
+    private String primaryAccount;
+
+    @SerializedName("amount")
+    private BigDecimal amount;
+
+    @SerializedName("trade_no")
+    private String tradeNo;
+
+    @SerializedName("verify_code")
+    private String verifyCode;
+
+    @SerializedName("trans_summary")
+    private String transSummary;
+
+    @SerializedName("receive_url")
+    private String receiveUrl;
+
+    @SerializedName("trans_fee")
+    private BigDecimal transFee;
+
+    @SerializedName("fee_account_no")
+    private String feeAccountNo;
+
+    @SerializedName("fee_account_name")
+    private String feeAccountName;
+
+    /**
+     * 操作日期
+     */
+    @SerializedName("original_serialno")
+    private String transDate;
+
+    /**
+     * 操作时间
+     */
+    @SerializedName("trans_tradetime")
+    private String transTradeTime;
+}
diff --git a/scfs-api-service/src/main/java/com/czcb/scfs/api/service/v1/pay/model/MerWithdrawResponse.java b/scfs-api-service/src/main/java/com/czcb/scfs/api/service/v1/pay/model/MerWithdrawResponse.java
new file mode 100644
index 0000000..aca40f4
--- /dev/null
+++ b/scfs-api-service/src/main/java/com/czcb/scfs/api/service/v1/pay/model/MerWithdrawResponse.java
@@ -0,0 +1,75 @@
+package com.czcb.scfs.api.service.v1.pay.model;
+
+import com.czcb.scfs.api.core.ApiResponse;
+import com.google.gson.annotations.SerializedName;
+import lombok.Data;
+
+import java.math.BigDecimal;
+
+/**
+ * 提现
+ *
+ * @author wangwei
+ * @since 2.0.0
+ */
+@Data
+public class MerWithdrawResponse implements ApiResponse {
+    /**
+     * 000000：表示成功
+     */
+    @SerializedName("recode")
+    private String recode;
+
+    /**
+     * 结果信息
+     */
+    @SerializedName("recode_Info")
+    private String recodeInfo;
+
+    /**
+     * 流水号
+     */
+    @SerializedName("serial_no")
+    private String serialNo;
+
+    /**
+     * 账号
+     */
+    @SerializedName("account_no")
+    private String accountNo;
+
+    /**
+     * 户名
+     */
+    @SerializedName("account_name")
+    private String accountName;
+
+    /**
+     * 原交易码
+     */
+    @SerializedName("original_tradeno")
+    private String originalTradeNo;
+
+    /**
+     * 原交易流水号
+     */
+    @SerializedName("original_serialno")
+    private String originalSerialNo;
+    /**
+     * 交易金额
+     */
+    @SerializedName("trans_amount")
+    private BigDecimal transAmount;
+
+    /**
+     * 系统日期（YYYY-MM-DD）
+     */
+    @SerializedName("sys_date")
+    private String sysDate;
+
+    /**
+     * 系统时间（YYYY-MM-DD hh:mm:ss）
+     */
+    @SerializedName("recode_Info")
+    private String sysTime;
+}