184 lines
6.2 KiB
JavaScript
184 lines
6.2 KiB
JavaScript
// 授信管理(贷款申请)模块种子数据:个人贷款申请2条 + 企业贷款申请1条,
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// 覆盖 DRAFT(可编辑)/SUBMITTED 两种状态。字段严格对齐
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// CreatePersonalLoanApplicationDraftBto / CreateEnterpriseLoanDraftBto 及对应表单实际提交字段。
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import { initCounter } from '../utils/id.js'
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function loanApplicationId(seq) {
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return `LA${String(seq).padStart(8, '0')}`
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}
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const now = '2026-06-15 10:00:00'
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export const loanApplications = [
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// ---- 个人贷款申请1:已提交(SUBMITTED),客户陈建国(PC0001) ----
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{
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id: 1,
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loanApplicationId: loanApplicationId(1),
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applicationType: 'PERSONAL',
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applicationStatus: 'SUBMITTED',
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organizationId: 1,
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channel: 'CE0001',
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loanProductCode: 'LP-PERSONAL-001',
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customerName: '陈建国',
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phoneNo: '13700000001',
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registeredCity: '上海市',
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permanentAddress: '上海市黄浦区人民路100号',
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goodsCategory: 'GENERAL_GOODS',
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paymentCycle: 'DAY_30',
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singleOrderLimit: '500000.00',
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financingRatio: 80,
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estimatedReturnRate: 5,
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loanTerm: 180,
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orderFinancingTerm: 30,
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loanAmount: '300000.00',
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applicationInterestRate: '5.80',
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loanPurpose: '经营周转',
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enterpriseName: '上海凡荣贸易有限公司',
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businessStartDate: '2015-01-01 00:00:00',
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businessScope: '国内贸易、电子商务、供应链管理',
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ethnicity: 'HAN',
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educationLevel: 'BACHELOR',
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maritalStatus: 'MARRIED',
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annualPersonalIncome: '350000.00',
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annualFamilyIncome: '600000.00',
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emergencyContactName: '陈建军',
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emergencyContactPhone: '13700000011',
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emergencyContactRelation: 'SIBLING',
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spouseName: '王丽',
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spousePhone: '13700000012',
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spouseGender: 'FEMALE',
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spouseCertType: '身份证',
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spouseCertId: '310101198203031234',
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loanApplicationImageBtoList: [
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{ fileType: '身份证正面', fileNo: 'FILE00000001' },
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{ fileType: '身份证反面', fileNo: 'FILE00000002' }
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],
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createdBy: 'admin',
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createTime: now,
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updateTime: now
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},
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// ---- 个人贷款申请2:草稿(DRAFT,可编辑),客户林晓丽(PC0002) ----
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{
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id: 2,
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loanApplicationId: loanApplicationId(2),
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applicationType: 'PERSONAL',
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applicationStatus: 'DRAFT',
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organizationId: 1,
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channel: 'CE0001',
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loanProductCode: 'LP-PERSONAL-002',
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customerName: '林晓丽',
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phoneNo: '13700000002',
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registeredCity: '上海市',
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permanentAddress: '上海市静安区南京西路200号',
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goodsCategory: 'GENERAL_GOODS',
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paymentCycle: 'DAY_25',
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singleOrderLimit: '200000.00',
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financingRatio: 70,
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estimatedReturnRate: 3,
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loanTerm: 90,
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orderFinancingTerm: 25,
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loanAmount: '150000.00',
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applicationInterestRate: '6.20',
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loanPurpose: '备货采购',
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enterpriseName: '',
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businessStartDate: '',
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businessScope: '日用百货零售',
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ethnicity: 'HAN',
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educationLevel: 'MASTER',
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maritalStatus: 'UNMARRIED',
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annualPersonalIncome: '280000.00',
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annualFamilyIncome: '280000.00',
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emergencyContactName: '林晓东',
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emergencyContactPhone: '13700000021',
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emergencyContactRelation: 'SIBLING',
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spouseName: '',
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spousePhone: '',
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spouseGender: undefined,
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spouseCertType: '',
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spouseCertId: '',
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loanApplicationImageBtoList: [
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{ fileType: '身份证正面', fileNo: 'FILE00000003' },
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{ fileType: '身份证反面', fileNo: 'FILE00000004' }
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],
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createdBy: 'admin',
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createTime: now,
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updateTime: now
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},
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// ---- 企业贷款申请1:已提交(SUBMITTED),客户上海凡荣贸易有限公司(EC0001) ----
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{
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id: 3,
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loanApplicationId: loanApplicationId(3),
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applicationType: 'BUSINESS',
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applicationStatus: 'SUBMITTED',
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organizationId: 1,
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channel: 'CE0001',
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loanProductCode: 'LP-ENTERPRISE-001',
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customerType: 'ENTERPRISE',
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customerId: 1,
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customerName: '上海凡荣贸易有限公司',
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enterpriseName: '上海凡荣贸易有限公司',
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accountNo: '6220000000000001',
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phoneNo: '021-88880001',
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businessScope: '国内贸易、电子商务、供应链管理',
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goodsCategory: 'BIG_ECOMMERCE',
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paymentCycle: 'DAY_30',
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singleOrderLimit: '2000000.00',
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financingRatio: 85,
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estimatedReturnRate: 4,
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loanTerm: 270,
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orderFinancingTerm: 30,
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loanAmount: '1500000.00',
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applicationInterestRate: '4.90',
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loanPurpose: '供应链融资',
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registeredCapital: '5000000.00',
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registeredCapitalCurrency: 'CNY',
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enterpriseType: '有限责任公司',
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businessLicenseDate: '2015-01-01 00:00:00',
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businessLicenseExpiry: '长期',
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enterpriseOrgType: '有限责任公司(非自然人投资或控股的法人独资)',
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enterpriseEconomyType: '批发和零售业',
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industryCategory: 'F51 批发业',
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annualEmployeeCount: 68,
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annualRevenue: '38000000.00',
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annualTotalAssets: '22000000.00',
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isMarketOperator: 'N',
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isListedCompany: 'N',
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isPrivateControlled: 'Y',
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isGovernmentPlatform: 'N',
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repayFundSource: '经营回款',
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acceptAgricultureType: '',
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industryAdjustType: '',
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industryUpgradeFlag: false,
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newIndustryType: '',
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legalPersonName: '陈建国',
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legalPersonCertType: '身份证',
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legalPersonCertId: '310101198001011234',
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legalPersonGender: 'MALE',
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legalPersonBirthday: '1980-01-01 00:00:00',
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legalPersonCertExpiry: '2035-01-01 00:00:00',
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legalPersonEducation: 'BACHELOR',
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legalPersonMarital: 'MARRIED',
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legalPersonNationality: 'HAN',
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legalPersonResidence: '上海市黄浦区人民路100号',
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legalPersonAnnualIncome: '350000.00',
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legalPersonMobile: '13700000001',
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legalPersonEmail: 'chenjianguo@fanrong.com',
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spouseName: '王丽',
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spousePhone: '13700000012',
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spouseGender: 'FEMALE',
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spouseCertType: '身份证',
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spouseCertId: '310101198203031234',
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emergencyContactName: '陈建军',
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emergencyContactPhone: '13700000011',
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loanApplicationImageBtoList: [
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{ fileType: '营业执照', fileNo: 'FILE00000007' },
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{ fileType: '身份证正面', fileNo: 'FILE00000001' },
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{ fileType: '身份证反面', fileNo: 'FILE00000002' }
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],
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createdBy: 'admin',
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createTime: now,
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updateTime: now
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}
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]
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initCounter('loanApplication', 4)
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