// 授信管理(贷款申请)模块种子数据:个人贷款申请2条 + 企业贷款申请1条,
// 覆盖 DRAFT(可编辑)/SUBMITTED 两种状态。字段严格对齐
// CreatePersonalLoanApplicationDraftBto / CreateEnterpriseLoanDraftBto 及对应表单实际提交字段。
import { initCounter } from '../utils/id.js'

function loanApplicationId(seq) {
  return `LA${String(seq).padStart(8, '0')}`
}

const now = '2026-06-15 10:00:00'

export const loanApplications = [
  // ---- 个人贷款申请1:已提交(SUBMITTED),客户陈建国(PC0001) ----
  {
    id: 1,
    loanApplicationId: loanApplicationId(1),
    applicationType: 'PERSONAL',
    applicationStatus: 'SUBMITTED',
    organizationId: 1,
    channel: 'CE0001',
    loanProductCode: 'LP-PERSONAL-001',
    customerName: '陈建国',
    phoneNo: '13700000001',
    registeredCity: '上海市',
    permanentAddress: '上海市黄浦区人民路100号',
    goodsCategory: 'GENERAL_GOODS',
    paymentCycle: 'DAY_30',
    singleOrderLimit: '500000.00',
    financingRatio: 80,
    estimatedReturnRate: 5,
    loanTerm: 180,
    orderFinancingTerm: 30,
    loanAmount: '300000.00',
    applicationInterestRate: '5.80',
    loanPurpose: '经营周转',
    enterpriseName: '上海凡荣贸易有限公司',
    businessStartDate: '2015-01-01 00:00:00',
    businessScope: '国内贸易、电子商务、供应链管理',
    ethnicity: 'HAN',
    educationLevel: 'BACHELOR',
    maritalStatus: 'MARRIED',
    annualPersonalIncome: '350000.00',
    annualFamilyIncome: '600000.00',
    emergencyContactName: '陈建军',
    emergencyContactPhone: '13700000011',
    emergencyContactRelation: 'SIBLING',
    spouseName: '王丽',
    spousePhone: '13700000012',
    spouseGender: 'FEMALE',
    spouseCertType: '身份证',
    spouseCertId: '310101198203031234',
    loanApplicationImageBtoList: [
      { fileType: '身份证正面', fileNo: 'FILE00000001' },
      { fileType: '身份证反面', fileNo: 'FILE00000002' }
    ],
    createdBy: 'admin',
    createTime: now,
    updateTime: now
  },
  // ---- 个人贷款申请2:草稿(DRAFT,可编辑),客户林晓丽(PC0002) ----
  {
    id: 2,
    loanApplicationId: loanApplicationId(2),
    applicationType: 'PERSONAL',
    applicationStatus: 'DRAFT',
    organizationId: 1,
    channel: 'CE0001',
    loanProductCode: 'LP-PERSONAL-002',
    customerName: '林晓丽',
    phoneNo: '13700000002',
    registeredCity: '上海市',
    permanentAddress: '上海市静安区南京西路200号',
    goodsCategory: 'GENERAL_GOODS',
    paymentCycle: 'DAY_25',
    singleOrderLimit: '200000.00',
    financingRatio: 70,
    estimatedReturnRate: 3,
    loanTerm: 90,
    orderFinancingTerm: 25,
    loanAmount: '150000.00',
    applicationInterestRate: '6.20',
    loanPurpose: '备货采购',
    enterpriseName: '',
    businessStartDate: '',
    businessScope: '日用百货零售',
    ethnicity: 'HAN',
    educationLevel: 'MASTER',
    maritalStatus: 'UNMARRIED',
    annualPersonalIncome: '280000.00',
    annualFamilyIncome: '280000.00',
    emergencyContactName: '林晓东',
    emergencyContactPhone: '13700000021',
    emergencyContactRelation: 'SIBLING',
    spouseName: '',
    spousePhone: '',
    spouseGender: undefined,
    spouseCertType: '',
    spouseCertId: '',
    loanApplicationImageBtoList: [
      { fileType: '身份证正面', fileNo: 'FILE00000003' },
      { fileType: '身份证反面', fileNo: 'FILE00000004' }
    ],
    createdBy: 'admin',
    createTime: now,
    updateTime: now
  },
  // ---- 企业贷款申请1:已提交(SUBMITTED),客户上海凡荣贸易有限公司(EC0001) ----
  {
    id: 3,
    loanApplicationId: loanApplicationId(3),
    applicationType: 'BUSINESS',
    applicationStatus: 'SUBMITTED',
    organizationId: 1,
    channel: 'CE0001',
    loanProductCode: 'LP-ENTERPRISE-001',
    customerType: 'ENTERPRISE',
    customerId: 1,
    customerName: '上海凡荣贸易有限公司',
    enterpriseName: '上海凡荣贸易有限公司',
    accountNo: '6220000000000001',
    phoneNo: '021-88880001',
    businessScope: '国内贸易、电子商务、供应链管理',
    goodsCategory: 'BIG_ECOMMERCE',
    paymentCycle: 'DAY_30',
    singleOrderLimit: '2000000.00',
    financingRatio: 85,
    estimatedReturnRate: 4,
    loanTerm: 270,
    orderFinancingTerm: 30,
    loanAmount: '1500000.00',
    applicationInterestRate: '4.90',
    loanPurpose: '供应链融资',
    registeredCapital: '5000000.00',
    registeredCapitalCurrency: 'CNY',
    enterpriseType: '有限责任公司',
    businessLicenseDate: '2015-01-01 00:00:00',
    businessLicenseExpiry: '长期',
    enterpriseOrgType: '有限责任公司(非自然人投资或控股的法人独资)',
    enterpriseEconomyType: '批发和零售业',
    industryCategory: 'F51 批发业',
    annualEmployeeCount: 68,
    annualRevenue: '38000000.00',
    annualTotalAssets: '22000000.00',
    isMarketOperator: 'N',
    isListedCompany: 'N',
    isPrivateControlled: 'Y',
    isGovernmentPlatform: 'N',
    repayFundSource: '经营回款',
    acceptAgricultureType: '',
    industryAdjustType: '',
    industryUpgradeFlag: false,
    newIndustryType: '',
    legalPersonName: '陈建国',
    legalPersonCertType: '身份证',
    legalPersonCertId: '310101198001011234',
    legalPersonGender: 'MALE',
    legalPersonBirthday: '1980-01-01 00:00:00',
    legalPersonCertExpiry: '2035-01-01 00:00:00',
    legalPersonEducation: 'BACHELOR',
    legalPersonMarital: 'MARRIED',
    legalPersonNationality: 'HAN',
    legalPersonResidence: '上海市黄浦区人民路100号',
    legalPersonAnnualIncome: '350000.00',
    legalPersonMobile: '13700000001',
    legalPersonEmail: 'chenjianguo@fanrong.com',
    spouseName: '王丽',
    spousePhone: '13700000012',
    spouseGender: 'FEMALE',
    spouseCertType: '身份证',
    spouseCertId: '310101198203031234',
    emergencyContactName: '陈建军',
    emergencyContactPhone: '13700000011',
    loanApplicationImageBtoList: [
      { fileType: '营业执照', fileNo: 'FILE00000007' },
      { fileType: '身份证正面', fileNo: 'FILE00000001' },
      { fileType: '身份证反面', fileNo: 'FILE00000002' }
    ],
    createdBy: 'admin',
    createTime: now,
    updateTime: now
  }
]
initCounter('loanApplication', 4)