diff --git a/fryl_h5/src/api/enterpriseOpen.js b/fryl_h5/src/api/enterpriseOpen.js
new file mode 100644
index 0000000..415bf4d
--- /dev/null
+++ b/fryl_h5/src/api/enterpriseOpen.js
@@ -0,0 +1,43 @@
+import request from './request'
+
+// 企业开户移动端H5确认页接口契约(2026-08-07新增,详见《缺失的后端接口.md》登记):
+// - draft-detail:真实后端目前没有对应的匿名详情查询接口(与个人开户不同,企业开户后端仅提供
+//   confirm 这一个"直接提交确认"接口),本次前端参照个人开户 mobile/draft-detail 的契约模式
+//   假设新增该接口,详情字段(尤其 id/channelName)均为前端假设,待后端确认。
+// - send-verify-code:企业开户没有专属的发码接口,直接复用个人开户H5确认页在用的通用发码接口
+//   (该接口本身是透传给短信网关的通用参数,技术上可复用,待后端确认是否允许非个人开户场景调用)。
+//   tradeNo/tradeType 固定值取自个人开户H5当前已修正的正确取值(2026-08-06 修正记录,见
+//   personalOpen.js 同名字段注释):tradeNo 固定 "221506",tradeType 固定 "0"。
+// - confirm:后端已提供的真实接口,语义为"申请人扫码核实信息后点击确认,提交凡荣e链",
+//   与个人开户的 mobile/submit 不同,请求体是 {channelNo, verifyCode, confirmBto:{id,
+//   applicationStatus, confirmTime}},confirmBto.id 取自本次假设的 draft-detail 接口。
+
+export const fetchDraftDetailApi = (applicationNo) =>
+  request.post('/api/wallet-management/enterprise-open-application/mobile/draft-detail', { applicationNo })
+
+// cardName(银行卡户名):企业场景没有个人开户那种"卡户名与客户姓名一致"的天然对应关系,
+// 企业银行账号的户名通常即企业名称,故取 enterpriseName 代替(与个人开户用 customerName
+// 的处理思路一致)。
+export const sendVerifyCodeApi = ({ channelNo, mobile, cardNo, cardName, idNo }) =>
+  request.post('/api/wallet-management/personal-opening/mobile/send-verify-code/general', {
+    channelNo,
+    tradeNo: '221506',
+    tradeType: '0',
+    mobile,
+    cardNo,
+    cardName,
+    idNo
+  })
+
+// confirm 为真实已有接口,直接对接真实后端(不在 mock-server 实现),applicationStatus 固定传
+// 'CONFIRMED'(枚举含义"已确认",对应"申请人扫码确认"这一步),confirmTime 为提交时的当前时间。
+export const confirmApplicationApi = ({ channelNo, verifyCode, id, confirmTime }) =>
+  request.post('/api/wallet-management/enterprise-open-application/confirm', {
+    channelNo,
+    verifyCode,
+    confirmBto: {
+      id,
+      applicationStatus: 'CONFIRMED',
+      confirmTime
+    }
+  })
diff --git a/fryl_h5/src/router/index.js b/fryl_h5/src/router/index.js
index a8eb52a..a222e53 100644
--- a/fryl_h5/src/router/index.js
+++ b/fryl_h5/src/router/index.js
@@ -1,7 +1,8 @@
 // 与主项目 src/router/index.js 的定位不同:本工程无需登录鉴权/动态菜单路由,
-// 仅一个业务路由,直接静态声明即可。
+// 业务路由静态声明即可。
 import { createRouter, createWebHistory } from 'vue-router'
 import PersonalOpenMobile from '@/views/PersonalOpenMobile.vue'
+import EnterpriseOpenMobile from '@/views/EnterpriseOpenMobile.vue'
 
 const router = createRouter({
   history: createWebHistory(),
@@ -11,7 +12,12 @@ const router = createRouter({
       name: 'PersonalOpenMobile',
       component: PersonalOpenMobile
     },
-    // 兜底:任何其它路径都重定向到唯一业务页面(本工程不做多页面导航)
+    {
+      path: '/mobile/enterprise-open',
+      name: 'EnterpriseOpenMobile',
+      component: EnterpriseOpenMobile
+    },
+    // 兜底:未知路径重定向到个人开户页面(本工程默认业务场景,与既有行为保持一致)
     { path: '/:pathMatch(.*)*', redirect: '/mobile/personal-open' }
   ]
 })
diff --git a/fryl_h5/src/views/EnterpriseOpenMobile.vue b/fryl_h5/src/views/EnterpriseOpenMobile.vue
new file mode 100644
index 0000000..c6348e5
--- /dev/null
+++ b/fryl_h5/src/views/EnterpriseOpenMobile.vue
@@ -0,0 +1,246 @@
+<!-- src/views/EnterpriseOpenMobile.vue -->
+<!-- 企业开户移动端H5确认页(2026-08-07新增),扫码入口来自管理后台企业开户表单"邀请扫码办理"
+     生成的二维码。与个人开户H5(PersonalOpenMobile.vue)的"整屏替换单步"视觉不同,按产品提供的
+     原型截图实现为"手风琴式竖直步骤列表":顶部蓝色横幅(业务确认+银行品牌),下方1-4步骤单页内
+     纵向排列,已完成步骤折叠为"✓ 步骤名"一行,当前步骤展开显示内容,未开始步骤折叠为灰色
+     "圆圈数字 步骤名"一行。截图里没有任何"上一步"按钮,本页面同样不支持步骤回退(与企业开户
+     confirm 接口 DRAFT→CONFIRMED 的单向状态迁移语义一致)。
+     后端契约缺口(详见《缺失的后端接口.md》与 src/api/enterpriseOpen.js 顶部注释):
+     - mobile/draft-detail 是本次前端假设新增的接口,后端目前未提供
+     - 发验证码复用个人开户H5在用的通用接口
+     - 提交确认(confirm)是真实已有接口,本地 mock-server 未实现,只能连真实后端环境验证 -->
+<template>
+  <div class="page">
+    <div v-if="loading" class="center-box">
+      <van-loading type="spinner" size="24px">加载中...</van-loading>
+    </div>
+
+    <van-empty v-else-if="loadError" image="error" :description="loadError" class="center-box" />
+
+    <template v-else>
+      <div class="banner">
+        <span class="banner-title">业务确认</span>
+        <div class="banner-brand">
+          <span class="brand-badge">+</span>
+          <span class="brand-name">浙江稠州商业银行</span>
+        </div>
+      </div>
+
+      <div class="step-list">
+        <div class="step-row" :class="rowClass('INFO')">
+          <div class="step-row-header">
+            <span class="step-icon">
+              <van-icon v-if="isDone('INFO')" name="success" class="icon-done" />
+              <span v-else class="step-number">1</span>
+            </span>
+            <span class="step-label">信息核对</span>
+          </div>
+          <EnterpriseInfoConfirmStep
+            v-if="currentStep === 'INFO'"
+            :detail="draftDetail"
+            @next="currentStep = 'AGREEMENT'"
+          />
+        </div>
+
+        <div class="step-row" :class="rowClass('AGREEMENT')">
+          <div class="step-row-header">
+            <span class="step-icon">
+              <van-icon v-if="isDone('AGREEMENT')" name="success" class="icon-done" />
+              <span v-else class="step-number">2</span>
+            </span>
+            <span class="step-label">相关协议</span>
+          </div>
+          <EnterpriseAgreementStep v-if="currentStep === 'AGREEMENT'" @next="currentStep = 'SMS'" />
+        </div>
+
+        <div class="step-row" :class="rowClass('SMS')">
+          <div class="step-row-header">
+            <span class="step-icon">
+              <van-icon v-if="isDone('SMS')" name="success" class="icon-done" />
+              <span v-else class="step-number">3</span>
+            </span>
+            <span class="step-label">手机验证</span>
+          </div>
+          <EnterpriseSmsVerifyStep
+            v-if="currentStep === 'SMS'"
+            :id="draftDetail?.id"
+            :channel-no="draftDetail?.channelNo"
+            :mobile="draftDetail?.mobilePhone"
+            :mobile-phone-mask="draftDetail?.mobilePhoneMask"
+            :card-no="draftDetail?.bankCardNumber"
+            :card-name="draftDetail?.enterpriseName"
+            :id-no="draftDetail?.certificateNumber"
+            @submitted="handleSubmitted"
+          />
+        </div>
+
+        <div class="step-row" :class="rowClass('RESULT')">
+          <div class="step-row-header">
+            <span class="step-icon">
+              <van-icon v-if="isDone('RESULT')" name="success" class="icon-done" />
+              <span v-else class="step-number">4</span>
+            </span>
+            <span class="step-label">完成</span>
+          </div>
+          <ResultStep v-if="currentStep === 'RESULT'" :result="resultData" />
+        </div>
+      </div>
+    </template>
+  </div>
+</template>
+
+<script setup>
+import { onMounted, ref } from 'vue'
+import { useRoute } from 'vue-router'
+import { fetchDraftDetailApi } from '@/api/enterpriseOpen'
+import EnterpriseInfoConfirmStep from './steps/enterprise/EnterpriseInfoConfirmStep.vue'
+import EnterpriseAgreementStep from './steps/enterprise/EnterpriseAgreementStep.vue'
+import EnterpriseSmsVerifyStep from './steps/enterprise/EnterpriseSmsVerifyStep.vue'
+import ResultStep from './steps/ResultStep.vue'
+
+const route = useRoute()
+const applicationNo = route.query.applicationNo || ''
+
+const loading = ref(true)
+const loadError = ref('')
+const draftDetail = ref(null)
+
+// 4个步骤:INFO(信息核对) -> AGREEMENT(相关协议) -> SMS(手机验证+提交) -> RESULT(结果页,终态)
+// 截图没有任何"上一步"交互,本页面不支持步骤回退
+const STEP_ORDER = ['INFO', 'AGREEMENT', 'SMS', 'RESULT']
+const currentStep = ref('INFO')
+const resultData = ref(null)
+
+function isDone(key) {
+  return STEP_ORDER.indexOf(key) < STEP_ORDER.indexOf(currentStep.value)
+}
+function rowClass(key) {
+  if (isDone(key)) return 'is-done'
+  if (key === currentStep.value) return 'is-current'
+  return 'is-pending'
+}
+
+function handleSubmitted(data) {
+  resultData.value = data
+  currentStep.value = 'RESULT'
+}
+
+onMounted(async () => {
+  if (!applicationNo) {
+    loading.value = false
+    loadError.value = '链接无效,缺少申请编号,请重新扫描二维码'
+    return
+  }
+  try {
+    const res = await fetchDraftDetailApi(applicationNo)
+    if (res.data?.code === 200) {
+      draftDetail.value = res.data.data
+    } else {
+      loadError.value = res.data?.message || '获取开户信息失败,请联系柜员重新生成二维码'
+    }
+  } catch {
+    // 网络异常已由 request.js 响应拦截器统一提示,这里仅需要把页面切到错误态
+    loadError.value = '获取开户信息失败,请检查网络后重新扫描二维码'
+  } finally {
+    loading.value = false
+  }
+})
+</script>
+
+<style scoped>
+.page {
+  min-height: 100vh;
+  background: #f5f6f8;
+}
+.center-box {
+  display: flex;
+  align-items: center;
+  justify-content: center;
+  min-height: 60vh;
+}
+.banner {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  padding: 14px 16px;
+  background: linear-gradient(90deg, #1677ff, #4096ff);
+  color: #fff;
+}
+.banner-title {
+  font-size: 16px;
+  font-weight: 600;
+}
+.banner-brand {
+  display: flex;
+  align-items: center;
+  gap: 6px;
+}
+.brand-badge {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 18px;
+  height: 18px;
+  border-radius: 4px;
+  background: #fff;
+  color: #ee0a24;
+  font-weight: 700;
+  font-size: 13px;
+}
+.brand-name {
+  font-size: 12px;
+}
+.step-list {
+  padding: 12px 16px 24px;
+}
+.step-row {
+  background: #fff;
+  border-radius: 8px;
+  margin-bottom: 12px;
+  overflow: hidden;
+}
+.step-row-header {
+  display: flex;
+  align-items: center;
+  gap: 10px;
+  padding: 14px 16px;
+}
+.step-icon {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 22px;
+  height: 22px;
+  flex-shrink: 0;
+}
+.step-number {
+  display: inline-flex;
+  align-items: center;
+  justify-content: center;
+  width: 22px;
+  height: 22px;
+  border-radius: 50%;
+  background: #e8e8e8;
+  color: #969799;
+  font-size: 13px;
+}
+.icon-done {
+  color: #07c160;
+  font-size: 20px;
+}
+.step-label {
+  font-size: 15px;
+  color: #969799;
+}
+.is-current .step-number {
+  background: #1677ff;
+  color: #fff;
+}
+.is-current .step-label {
+  color: #323233;
+  font-weight: 600;
+}
+.is-done .step-label {
+  color: #323233;
+}
+</style>
diff --git a/fryl_h5/src/views/steps/enterprise/EnterpriseAgreementStep.vue b/fryl_h5/src/views/steps/enterprise/EnterpriseAgreementStep.vue
new file mode 100644
index 0000000..da67a27
--- /dev/null
+++ b/fryl_h5/src/views/steps/enterprise/EnterpriseAgreementStep.vue
@@ -0,0 +1,76 @@
+<template>
+  <div class="step-body">
+    <div class="agreement-row">
+      <van-checkbox v-model="serviceAgreed">
+        我已阅读并同意
+        <span class="link" @click.stop="confirmAgreement('service')">《浙江稠州商业银行用户支付服务协议》</span>
+      </van-checkbox>
+    </div>
+    <div class="agreement-row">
+      <van-checkbox v-model="privacyAgreed">
+        我已阅读并同意
+        <span class="link" @click.stop="confirmAgreement('privacy')">《浙江稠州商业银行用户支付服务隐私政策》</span>
+      </van-checkbox>
+    </div>
+
+    <div class="footer">
+      <van-button type="primary" block round :disabled="!bothAgreed" @click="$emit('next')">下一步</van-button>
+    </div>
+  </div>
+</template>
+
+<script setup>
+import { computed, ref } from 'vue'
+import { showConfirmDialog } from 'vant'
+
+defineEmits(['next'])
+
+const serviceAgreed = ref(false)
+const privacyAgreed = ref(false)
+const bothAgreed = computed(() => serviceAgreed.value && privacyAgreed.value)
+
+// 协议名称/占位正文与管理后台 EnterpriseOpenForm.vue/PersonalOpenForm.vue 使用的同一套占位文案
+// 保持一致(与个人开户H5 AgreementStep.vue 现在使用的"PDF填充+上传"完全不同的流程,本次企业
+// 开户H5严格按截图展示的简单勾选+确认弹窗交互,不涉及PDF生成/上传)。
+const AGREEMENT_CONTENT = {
+  service: {
+    title: '是否同意《浙江稠州商业银行用户支付服务协议》',
+    field: 'serviceAgreed'
+  },
+  privacy: {
+    title: '是否同意《浙江稠州商业银行用户支付服务隐私政策》',
+    field: 'privacyAgreed'
+  }
+}
+
+// 点击协议名链接:弹出确认对话框(原型截图里是嵌入式浏览器对原生 window.confirm() 的展示效果,
+// 本次改用 Vant 组件化的 showConfirmDialog,与项目其余弹窗风格保持一致,不刻意还原原生浏览器
+// 弹窗的域名前缀展示)。确定则勾选对应复选框,取消不做任何改动。
+async function confirmAgreement(type) {
+  const info = AGREEMENT_CONTENT[type]
+  try {
+    await showConfirmDialog({ title: info.title, confirmButtonText: '确定', cancelButtonText: '取消' })
+    if (info.field === 'serviceAgreed') serviceAgreed.value = true
+    else privacyAgreed.value = true
+  } catch {
+    // 用户点击"取消",不做任何改动
+  }
+}
+</script>
+
+<style scoped>
+.step-body {
+  padding: 4px 16px 4px;
+}
+.agreement-row {
+  padding: 8px 0;
+  font-size: 14px;
+  color: #646566;
+}
+.link {
+  color: #1989fa;
+}
+.footer {
+  padding: 12px 0 4px;
+}
+</style>
diff --git a/fryl_h5/src/views/steps/enterprise/EnterpriseInfoConfirmStep.vue b/fryl_h5/src/views/steps/enterprise/EnterpriseInfoConfirmStep.vue
new file mode 100644
index 0000000..8d18918
--- /dev/null
+++ b/fryl_h5/src/views/steps/enterprise/EnterpriseInfoConfirmStep.vue
@@ -0,0 +1,37 @@
+<template>
+  <div class="step-body">
+    <van-cell-group inset>
+      <van-cell title="业务类型" value="稠州企业开户" />
+      <van-cell title="办理渠道" :value="dealChannelText" />
+      <van-cell title="客户" :value="detail?.enterpriseName || '-'" />
+      <van-cell title="手机号" :value="detail?.mobilePhoneMask || '-'" />
+    </van-cell-group>
+
+    <div class="footer">
+      <van-button type="primary" block round @click="$emit('next')">确认无误,下一步</van-button>
+    </div>
+  </div>
+</template>
+
+<script setup>
+import { computed } from 'vue'
+
+const props = defineProps({
+  detail: { type: Object, default: null }
+})
+defineEmits(['next'])
+
+// "业务类型"后端无对应字段,前端固定文案展示(与截图一致);"办理渠道"取假设新增的
+// channelName 字段(后端目前未提供,详见 src/api/enterpriseOpen.js 顶部注释),固定拼接
+// "(线上)"后缀,因为本页面本身就是线上H5办理场景
+const dealChannelText = computed(() => `${props.detail?.channelName || '-'}(线上)`)
+</script>
+
+<style scoped>
+.step-body {
+  padding: 0 0 4px;
+}
+.footer {
+  padding: 16px 16px 4px;
+}
+</style>
diff --git a/fryl_h5/src/views/steps/enterprise/EnterpriseSmsVerifyStep.vue b/fryl_h5/src/views/steps/enterprise/EnterpriseSmsVerifyStep.vue
new file mode 100644
index 0000000..b9a395f
--- /dev/null
+++ b/fryl_h5/src/views/steps/enterprise/EnterpriseSmsVerifyStep.vue
@@ -0,0 +1,155 @@
+<template>
+  <div class="step-body">
+    <van-cell-group inset>
+      <van-cell title="手机号" :value="mobilePhoneMask || '-'" />
+    </van-cell-group>
+
+    <div class="verify-row">
+      <van-field v-model="verifyCode" type="digit" maxlength="6" placeholder="请输入短信验证码" class="verify-input" />
+      <van-button
+        size="small"
+        type="primary"
+        plain
+        class="send-btn"
+        :disabled="countdown > 0 || sending"
+        :loading="sending"
+        @click="handleSendCode"
+      >
+        {{ countdown > 0 ? `${countdown}s后重新获取` : '发送' }}
+      </van-button>
+    </div>
+
+    <div class="footer">
+      <van-button
+        type="primary"
+        block
+        round
+        :disabled="!verifyCode || submitting"
+        :loading="submitting"
+        loading-text="提交中..."
+        @click="handleSubmit"
+      >
+        提交
+      </van-button>
+    </div>
+
+    <!-- 耗时操作统一等待态:提交期间整页遮罩,禁止用户进行其它操作 -->
+    <van-overlay :show="submitting" class="submit-overlay">
+      <div class="overlay-center">
+        <van-loading type="spinner" color="#fff" size="28px">提交中,请稍候...</van-loading>
+      </div>
+    </van-overlay>
+  </div>
+</template>
+
+<script setup>
+import { ref } from 'vue'
+import dayjs from 'dayjs'
+import { showToast } from 'vant'
+import { sendVerifyCodeApi, confirmApplicationApi } from '@/api/enterpriseOpen'
+
+const props = defineProps({
+  id: { type: [Number, String], default: undefined },
+  channelNo: { type: String, default: '' },
+  mobile: { type: String, default: '' },
+  mobilePhoneMask: { type: String, default: '' },
+  cardNo: { type: String, default: '' },
+  cardName: { type: String, default: '' },
+  idNo: { type: String, default: '' }
+})
+const emit = defineEmits(['submitted'])
+
+const verifyCode = ref('')
+const sending = ref(false)
+const submitting = ref(false)
+const countdown = ref(0)
+let timer = null
+
+function startCountdown() {
+  countdown.value = 60
+  timer = setInterval(() => {
+    countdown.value -= 1
+    if (countdown.value <= 0) {
+      clearInterval(timer)
+      timer = null
+    }
+  }, 1000)
+}
+
+async function handleSendCode() {
+  sending.value = true
+  try {
+    const res = await sendVerifyCodeApi({
+      channelNo: props.channelNo,
+      mobile: props.mobile,
+      cardNo: props.cardNo,
+      cardName: props.cardName,
+      idNo: props.idNo
+    })
+    if (res.data?.code === 200) {
+      showToast('验证码已发送')
+      startCountdown()
+    }
+    // 非200时全局响应拦截器已弹窗提示,这里无需重复处理
+  } finally {
+    sending.value = false
+  }
+}
+
+// 提交确认:直接对接真实已有的 enterprise-open-application/confirm 接口,confirmTime 取当前时间
+async function handleSubmit() {
+  submitting.value = true
+  try {
+    const res = await confirmApplicationApi({
+      channelNo: props.channelNo,
+      verifyCode: verifyCode.value,
+      id: props.id,
+      confirmTime: dayjs().format('YYYY-MM-DD HH:mm:ss')
+    })
+    if (res.data?.code === 200) {
+      emit('submitted', res.data.data)
+    } else {
+      // 验证码错误等业务异常:全局拦截器已弹窗提示,停留本页允许重试,清空验证码便于重新输入
+      verifyCode.value = ''
+    }
+  } finally {
+    submitting.value = false
+  }
+}
+</script>
+
+<style scoped>
+.step-body {
+  padding: 0 0 4px;
+}
+.verify-row {
+  display: flex;
+  align-items: center;
+  gap: 8px;
+  margin: 16px;
+  background: #f7f8fa;
+  border-radius: 8px;
+  padding: 4px 12px 4px 0;
+}
+.verify-input {
+  flex: 1;
+  background: transparent;
+}
+.send-btn {
+  flex-shrink: 0;
+  white-space: nowrap;
+}
+.footer {
+  padding: 4px 16px 4px;
+}
+.submit-overlay {
+  display: flex;
+  align-items: center;
+  justify-content: center;
+}
+.overlay-center {
+  display: flex;
+  flex-direction: column;
+  align-items: center;
+}
+</style>