diff --git a/src/components/ChannelSelect.vue b/src/components/ChannelSelect.vue
index 257e8ae..df3c37b 100644
--- a/src/components/ChannelSelect.vue
+++ b/src/components/ChannelSelect.vue
@@ -4,6 +4,7 @@
     :value="modelValue"
     :options="options"
     :loading="loading"
+    :disabled="disabled"
     show-search
     option-filter-prop="label"
     :placeholder="placeholder"
@@ -20,7 +21,10 @@ import { fetchCoreEnterprisePageApi } from '@/api/baseConfig'
 defineProps({
   modelValue: { type: String, default: undefined },
   // 不同页面对"渠道"的业务称呼不一致(如个人开户页面原型称"核心企业"),允许调用方自定义占位文案
-  placeholder: { type: String, default: '请选择所属渠道' }
+  placeholder: { type: String, default: '请选择所属渠道' },
+  // 显式接收 disabled,避免误吃到外层 a-form 的整体禁用态(渠道归属本身必须始终可选,
+  // 不能被"未选择渠道时冻结其他输入框"的联动规则连带锁死)
+  disabled: { type: Boolean, default: false }
 })
 defineEmits(['update:modelValue'])
 
diff --git a/src/views/base-config/dict/DictItemTree.vue b/src/views/base-config/dict/DictItemTree.vue
index bfb6c95..8ce5834 100644
--- a/src/views/base-config/dict/DictItemTree.vue
+++ b/src/views/base-config/dict/DictItemTree.vue
@@ -139,6 +139,22 @@ function decorate(node, parentId) {
 
 const displayData = computed(() => rawData.value.map((node) => decorate(node, null)))
 
+// 同一动态字典类型(dictTypeCode)下,字典项标签(itemLabel)不能重复,唯一性范围是整棵树
+// (不区分层级/父节点),因此需要把树形结构展平后再做重复校验,详见《缺失的后端接口.md》Part 23。
+function flattenTree(nodes) {
+  const result = []
+  const walk = (list) => {
+    list.forEach((node) => {
+      result.push(node)
+      if (node.children && node.children.length) walk(node.children)
+    })
+  }
+  walk(nodes)
+  return result
+}
+
+const allItems = computed(() => flattenTree(displayData.value))
+
 async function loadData() {
   if (!dictCode.value) return
   loading.value = true
@@ -174,9 +190,23 @@ const form = reactive({
   remark: ''
 })
 
+// 客户端提前拦截重复标签,减少无效请求;后端仍需做同样校验兜底(并发新增等场景客户端校验无法覆盖),
+// 见《缺失的后端接口.md》Part 23 第 133 条。
+async function validateItemLabelUnique(_rule, value) {
+  if (!value) return Promise.resolve()
+  const duplicated = allItems.value.some((item) => item.itemLabel === value && item.id !== form.id)
+  if (duplicated) {
+    return Promise.reject(new Error('同一动态字典下已存在相同的字典项标签,请修改'))
+  }
+  return Promise.resolve()
+}
+
 const rules = {
   itemValue: [{ required: true, message: '请输入字典项值' }],
-  itemLabel: [{ required: true, message: '请输入字典项标签' }]
+  itemLabel: [
+    { required: true, message: '请输入字典项标签' },
+    { validator: validateItemLabelUnique, trigger: 'change' }
+  ]
 }
 
 const modalTitle = computed(() => {
diff --git a/src/views/wallet/enterprise-open/EnterpriseOpenForm.vue b/src/views/wallet/enterprise-open/EnterpriseOpenForm.vue
index 91353b6..70397c3 100644
--- a/src/views/wallet/enterprise-open/EnterpriseOpenForm.vue
+++ b/src/views/wallet/enterprise-open/EnterpriseOpenForm.vue
@@ -1,13 +1,16 @@
 <!-- src/views/wallet/enterprise-open/EnterpriseOpenForm.vue -->
 <!-- 2.6.3 企业账户开立申请:基础信息+法定代表人+(负责人/经办人/实际控制人)+受益人信息(多条)+
-     影像资料+短信认证,create/edit/detail 三态。2026-07-28 按最新原型截图改版,详见
+     影像资料+联系手机号,create/edit/detail 三态。2026-07-28 按最新原型截图改版,详见
      docs/superpowers/specs/2026-07-28-enterprise-open-application-redesign.md。
      mode 从 route.path 后缀推导(不用 route.query.mode),避免复刻阶段3 PersonalForm/EnterpriseForm 的Bug。
      已知缺口(仍完整实现,不在本次修复范围):EnterpriseAccountOpenApplicationDetailVo 无 id 字段,
      update 接口却要求 id;编辑模式下提交时 id 取 route.query.applicationNo 兜底,以实测报错为准。
      本次改版新增的缺口已登记《缺失的后端接口.md》:证件类型无"个体工商户"枚举值、居住地省市无法
      自动回填、"查询受益人"无接口、开户行联行号字典缺失、受益人认定类型"实际控制"与 actCtrlCpny
-     枚举语义映射待确认、受益人材料证明影像 fileType 编码待确认、create/update 无 verifyCode 字段。 -->
+     枚举语义映射待确认、受益人材料证明影像 fileType 编码待确认。
+     2026-08-08 按需求调整:①受益人信息中"是/否"语义字段(actCtrl/priBenfit/seniorMgr/seniorMgrCn/
+     actConUpperMarket)提交时改用 'Y'/'N' 而非 '是'/'否';②去除短信验证码校验与发送功能,仅保留
+     手机号采集字段;③未选择"渠道归属"时冻结页面其余输入项,防止在渠道未确定前录入业务数据。 -->
 <template>
   <div class="enterprise-open-form-page">
     <a-spin :spinning="busy" :tip="busyTip">
@@ -42,11 +45,16 @@
 
       <a-card style="margin-bottom: 16px">
         <div class="section-title">基础信息<span class="required-mark">*</span></div>
-        <a-form layout="vertical" :model="form" :disabled="isDetail">
+        <a-form layout="vertical" :model="form" :disabled="fieldsDisabled">
           <a-row :gutter="16">
             <a-col :span="8">
               <a-form-item label="渠道归属" required>
-                <ChannelSelect v-model:model-value="channelNo" placeholder="请选择核心企业" style="width: 100%" />
+                <ChannelSelect
+                  v-model:model-value="channelNo"
+                  placeholder="请选择核心企业"
+                  style="width: 100%"
+                  :disabled="isDetail"
+                />
               </a-form-item>
             </a-col>
             <a-col :span="8">
@@ -54,7 +62,9 @@
                 <a-space>
                   <span v-if="form.enterpriseName">{{ form.enterpriseName }}</span>
                   <span v-else class="placeholder-text">请选择客户</span>
-                  <a-button v-if="!isDetail" @click="openEnterprisePicker">{{ form.enterpriseName ? '重新选择' : '选择' }}</a-button>
+                  <a-button v-if="!isDetail" :disabled="!channelNo" @click="openEnterprisePicker">
+                    {{ form.enterpriseName ? '重新选择' : '选择' }}
+                  </a-button>
                 </a-space>
               </a-form-item>
             </a-col>
@@ -70,7 +80,7 @@
               <a-form-item label="营业执照/统一社会信用代码" required>
                 <a-space>
                   <a-input :value="form.businessLicense" disabled placeholder="请输入18位营业执照编号" style="width: 220px" />
-                  <a-button :disabled="!form.enterpriseName" @click="handleQueryBeneficiary">查询受益人</a-button>
+                  <a-button :disabled="!channelNo || !form.enterpriseName" @click="handleQueryBeneficiary">查询受益人</a-button>
                 </a-space>
               </a-form-item>
             </a-col>
@@ -94,7 +104,7 @@
             </a-col>
             <a-col :span="8">
               <a-form-item label="居住地省市" required>
-                <RegionCascader v-model:value="form.regionCode" :disabled="isDetail" @update:text="(val) => (form.regionText = val)" />
+                <RegionCascader v-model:value="form.regionCode" :disabled="fieldsDisabled" @update:text="(val) => (form.regionText = val)" />
               </a-form-item>
             </a-col>
             <a-col :span="8">
@@ -112,7 +122,7 @@
                 <BankSelector
                   v-model:bank-no="form.bankNo"
                   v-model:bank-name="form.bankName"
-                  :disabled="isDetail"
+                  :disabled="fieldsDisabled"
                   :default-tab="isCreate ? 'quick' : 'manual'"
                 />
               </a-form-item>
@@ -128,7 +138,7 @@
                   v-model:model-value="form.industry"
                   dict-type-code="industry_type"
                   placeholder="请选择所属行业"
-                  :disabled="isDetail"
+                  :disabled="fieldsDisabled"
                 />
               </a-form-item>
             </a-col>
@@ -144,7 +154,9 @@
                 <a-space>
                   <span v-if="legalRep.customerName">{{ legalRep.customerName }}</span>
                   <span v-else class="placeholder-text">请选择客户</span>
-                  <a-button v-if="!isDetail" @click="openLegalRepPicker">{{ legalRep.customerName ? '重新选择' : '选择' }}</a-button>
+                  <a-button v-if="!isDetail" :disabled="!channelNo" @click="openLegalRepPicker">
+                    {{ legalRep.customerName ? '重新选择' : '选择' }}
+                  </a-button>
                 </a-space>
                 <div class="hint-text">*请先在个人客户管理中维护</div>
               </a-space>
@@ -168,7 +180,7 @@
 
       <a-card style="margin-bottom: 16px">
         <a-space>
-          <a-switch v-model:checked="sameParty" :disabled="isDetail" />
+          <a-switch v-model:checked="sameParty" :disabled="fieldsDisabled" />
           <span>法定代表人、负责人、经办人均为同一人</span>
         </a-space>
       </a-card>
@@ -177,7 +189,7 @@
         <a-card style="margin-bottom: 16px">
           <div class="role-card-header">
             <span class="role-card-title">实际控制人</span>
-            <a-button v-if="!isDetail" @click="openPersonPicker('controller')">点击选择法定代表人信息</a-button>
+            <a-button v-if="!isDetail" :disabled="!channelNo" @click="openPersonPicker('controller')">点击选择法定代表人信息</a-button>
           </div>
           <a-row :gutter="16">
             <a-col :span="8">
@@ -213,7 +225,7 @@
         <a-card style="margin-bottom: 16px">
           <div class="role-card-header">
             <span class="role-card-title">负责人</span>
-            <a-button v-if="!isDetail" @click="openPersonPicker('leader')">点击选择法定代表人信息</a-button>
+            <a-button v-if="!isDetail" :disabled="!channelNo" @click="openPersonPicker('leader')">点击选择法定代表人信息</a-button>
           </div>
           <a-row :gutter="16">
             <a-col :span="8">
@@ -233,7 +245,7 @@
             </a-col>
             <a-col :span="8">
               <a-form-item label="手机号">
-                <a-input v-model:value="leader.mobile" :disabled="isDetail" placeholder="请输入手机号码" />
+                <a-input v-model:value="leader.mobile" :disabled="fieldsDisabled" placeholder="请输入手机号码" />
               </a-form-item>
             </a-col>
             <a-col :span="8">
@@ -249,7 +261,7 @@
         <a-card style="margin-bottom: 16px">
           <div class="role-card-header">
             <span class="role-card-title">经办人</span>
-            <a-button v-if="!isDetail" @click="openPersonPicker('operator')">点击选择法定代表人信息</a-button>
+            <a-button v-if="!isDetail" :disabled="!channelNo" @click="openPersonPicker('operator')">点击选择法定代表人信息</a-button>
           </div>
           <a-row :gutter="16">
             <a-col :span="8">
@@ -269,7 +281,7 @@
             </a-col>
             <a-col :span="8">
               <a-form-item label="手机号">
-                <a-input v-model:value="operator.mobile" :disabled="isDetail" placeholder="请输入手机号码" />
+                <a-input v-model:value="operator.mobile" :disabled="fieldsDisabled" placeholder="请输入手机号码" />
               </a-form-item>
             </a-col>
             <a-col :span="8">
@@ -347,30 +359,20 @@
           :record="bene"
           :index="index"
           :removable="index !== 0"
-          :readonly="isDetail"
+          :readonly="fieldsDisabled"
           @remove="removeBeneficiary"
         />
 
-        <a-button v-if="!isDetail" type="dashed" block @click="openAddBeneficiary">
+        <a-button v-if="!isDetail" type="dashed" block :disabled="!channelNo" @click="openAddBeneficiary">
           <PlusOutlined /> 添加受益人
         </a-button>
       </a-card>
 
-      <a-card title="短信认证" style="margin-bottom: 16px">
+      <a-card title="手机号" style="margin-bottom: 16px">
         <a-row :gutter="16">
           <a-col :span="8">
             <a-form-item label="手机号" required>
-              <a-input v-model:value="smsForm.mobile" :disabled="isDetail" placeholder="请输入手机号" />
-            </a-form-item>
-          </a-col>
-          <a-col :span="8">
-            <a-form-item label="验证码" required>
-              <a-space>
-                <a-input v-model:value="smsForm.verifyCode" :disabled="isDetail" placeholder="请输入验证码" style="width: 180px" />
-                <a-button v-if="!isDetail" :disabled="smsCountdown > 0" :loading="smsSending" @click="handleSendSms">
-                  {{ smsCountdown > 0 ? `${smsCountdown}秒后重新发送` : '发送' }}
-                </a-button>
-              </a-space>
+              <a-input v-model:value="mobileForm.mobile" :disabled="fieldsDisabled" placeholder="请输入手机号" />
             </a-form-item>
           </a-col>
         </a-row>
@@ -413,7 +415,7 @@
 </template>
 
 <script setup>
-import { ref, reactive, computed, onMounted, onUnmounted } from 'vue'
+import { ref, reactive, computed, onMounted } from 'vue'
 import { useRoute, useRouter } from 'vue-router'
 import { message, Modal } from 'ant-design-vue'
 import { PlusOutlined } from '@ant-design/icons-vue'
@@ -434,7 +436,6 @@ import {
   fetchEnterpriseOpenDetailApi,
   updateEnterpriseOpenApplicationApi
 } from '@/api/wallet'
-import { sendSmsCodeApi } from '@/api/auth'
 import { showErrorModal } from '@/utils/errorModal'
 import { isValidPhone } from '@/utils/validators'
 import { CERTIFICATE_LONG_TERM_DATE } from '@/constants/customerEnums'
@@ -453,6 +454,9 @@ const isDetail = computed(() => mode.value === 'detail')
 const pageTitle = computed(() => ({ create: '新增企业开户', edit: '编辑企业开户', detail: '查看企业开户' }[mode.value]))
 
 const channelNo = ref(undefined)
+// 未选择渠道归属前,冻结页面其余输入项(渠道归属选择器本身不受此约束,见 ChannelSelect.vue
+// 的 disabled prop 用法),防止在渠道未确定前误录入业务数据
+const fieldsDisabled = computed(() => isDetail.value || !channelNo.value)
 const agreementChecked = ref(false)
 const submitting = ref(false)
 
@@ -584,10 +588,9 @@ function buildBeneficiaryFromDetail(detail, record) {
 }
 const beneficiaryList = ref([])
 
-const smsForm = reactive({ mobile: '', verifyCode: '' })
-const smsSending = ref(false)
-const smsCountdown = ref(0)
-let smsTimer = null
+// 联系手机号:2026-08-08 按需求去除短信验证码校验/发送功能,仅保留手机号采集(对应 Bto 的
+// mobilePhone 字段),不再要求验证码
+const mobileForm = reactive({ mobile: '' })
 
 const busy = computed(
   () =>
@@ -597,14 +600,12 @@ const busy = computed(
     businessLicenseUploading.value ||
     legalPersonIdFrontUploading.value ||
     legalPersonIdBackUploading.value ||
-    beneficiaryProofUploading.value ||
-    smsSending.value
+    beneficiaryProofUploading.value
 )
 const busyTip = computed(() => {
   if (businessLicenseUploading.value) return '营业执照上传中,请稍候...'
   if (legalPersonIdFrontUploading.value || legalPersonIdBackUploading.value) return '身份证照片上传中,请稍候...'
   if (beneficiaryProofUploading.value) return '受益人材料证明上传中,请稍候...'
-  if (smsSending.value) return '验证码发送中,请稍候...'
   if (submitting.value || modalSaving.value || modalInviting.value) return '提交中,请稍候...'
   return ''
 })
@@ -653,6 +654,10 @@ function handleQueryBeneficiary() {
 }
 
 function openLegalRepPicker() {
+  if (!channelNo.value) {
+    showErrorModal('请先选择渠道归属')
+    return
+  }
   legalRepPickerRef.value.show()
 }
 
@@ -677,13 +682,17 @@ async function handleSelectLegalRep(record) {
   } else {
     Object.assign(beneficiaryList.value[0], bene, { types: beneficiaryList.value[0].types })
   }
-  // 短信认证手机号:若尚未填写,默认取法定代表人的手机号作为便捷预填,允许人工修改
-  if (!smsForm.mobile && detail.mobilePhone) {
-    smsForm.mobile = detail.mobilePhone
+  // 联系手机号:若尚未填写,默认取法定代表人的手机号作为便捷预填,允许人工修改
+  if (!mobileForm.mobile && detail.mobilePhone) {
+    mobileForm.mobile = detail.mobilePhone
   }
 }
 
 function openPersonPicker(role) {
+  if (!channelNo.value) {
+    showErrorModal('请先选择渠道归属')
+    return
+  }
   activePersonRole.value = role
   rolePickerRef.value.show()
 }
@@ -695,6 +704,10 @@ async function handleRolePersonSelect(record) {
 }
 
 function openAddBeneficiary() {
+  if (!channelNo.value) {
+    showErrorModal('请先选择渠道归属')
+    return
+  }
   beneficiaryPickerRef.value.show()
 }
 
@@ -709,36 +722,6 @@ function removeBeneficiary(index) {
   beneficiaryList.value.splice(index, 1)
 }
 
-async function handleSendSms() {
-  if (!smsForm.mobile) {
-    showErrorModal('请先输入手机号')
-    return
-  }
-  if (!isValidPhone(smsForm.mobile)) {
-    showErrorModal('请输入正确的11位手机号')
-    return
-  }
-  smsSending.value = true
-  try {
-    // create/update 接口当前无 verifyCode 字段,验证码流程实际不会被后端校验,已登记《缺失的后端接口.md》
-    const res = await sendSmsCodeApi({ phone: smsForm.mobile, businessType: 'WALLET_ENTERPRISE_OPEN' })
-    if (res.data.code === 200) {
-      message.success('验证码已发送')
-      smsCountdown.value = 60
-      smsTimer = setInterval(() => {
-        smsCountdown.value -= 1
-        if (smsCountdown.value <= 0) clearInterval(smsTimer)
-      }, 1000)
-    }
-  } finally {
-    smsSending.value = false
-  }
-}
-
-onUnmounted(() => {
-  if (smsTimer) clearInterval(smsTimer)
-})
-
 async function loadDetail() {
   const res = await fetchEnterpriseOpenDetailApi({ applicationNo: route.query.applicationNo })
   if (res.data.code !== 200) return
@@ -759,7 +742,7 @@ async function loadDetail() {
     bankNo: data.bankNo,
     bankName: data.bankName
   })
-  smsForm.mobile = data.mobilePhone || ''
+  mobileForm.mobile = data.mobilePhone || ''
   legalRep.customerName = data.legalPersonName
   legalRep.idType = data.legalPersonIdType
   legalRep.idNo = data.legalPersonIdNo
@@ -805,11 +788,11 @@ async function loadDetail() {
       beneMobile: bene.beneMobile,
       beneBirthday: bene.beneBirthday,
       types: {
-        equity25: bene.actCtrl === '是',
-        profit25: bene.priBenfit === '是',
+        equity25: bene.actCtrl === 'Y',
+        profit25: bene.priBenfit === 'Y',
         control: !!bene.actCtrlCpny,
-        seniorMgr: bene.seniorMgr === '是',
-        seniorMgrCn: bene.seniorMgrCn === '是'
+        seniorMgr: bene.seniorMgr === 'Y',
+        seniorMgrCn: bene.seniorMgrCn === 'Y'
       },
       equityInfo: {
         ratio: bene.actHdRat,
@@ -828,7 +811,7 @@ async function loadDetail() {
         controlType: bene.actCtrlCpny || undefined,
         controlContent: bene.actCtrlType || '',
         otherForms: bene.actOtherForms || '',
-        upperExists: bene.actConUpperMarket === '是',
+        upperExists: bene.actConUpperMarket === 'Y',
         upperEntityName: bene.actConUpperEntName || '',
         upperEntityCode: bene.actConUniScid || '',
         startDate: bene.obtainActDate || '',
@@ -953,18 +936,14 @@ async function validateBeforeSubmit() {
       return false
     }
   }
-  if (!smsForm.mobile) {
-    showErrorModal('请输入短信认证手机号')
+  if (!mobileForm.mobile) {
+    showErrorModal('请输入手机号')
     return false
   }
-  if (!isValidPhone(smsForm.mobile)) {
+  if (!isValidPhone(mobileForm.mobile)) {
     showErrorModal('请输入正确的11位手机号')
     return false
   }
-  if (!smsForm.verifyCode) {
-    showErrorModal('请输入短信验证码')
-    return false
-  }
   return true
 }
 
@@ -1050,10 +1029,10 @@ function buildBeneficiaryBto(bene) {
     beneBirthday: bene.beneBirthday,
     beneAddress: bene.beneAddress,
     beneMobile: bene.beneMobile,
-    actCtrl: bene.types.equity25 ? '是' : '否',
-    priBenfit: bene.types.profit25 ? '是' : '否',
-    seniorMgr: bene.types.seniorMgr ? '是' : '否',
-    seniorMgrCn: bene.types.seniorMgrCn ? '是' : '否'
+    actCtrl: bene.types.equity25 ? 'Y' : 'N',
+    priBenfit: bene.types.profit25 ? 'Y' : 'N',
+    seniorMgr: bene.types.seniorMgr ? 'Y' : 'N',
+    seniorMgrCn: bene.types.seniorMgrCn ? 'Y' : 'N'
   }
   if (bene.types.equity25) {
     bto.actHdRat = bene.equityInfo.ratio
@@ -1072,7 +1051,7 @@ function buildBeneficiaryBto(bene) {
     bto.actCtrlCpny = bene.controlInfo.controlType
     bto.actCtrlType = bene.controlInfo.controlContent
     bto.actOtherForms = bene.controlInfo.otherForms
-    bto.actConUpperMarket = bene.controlInfo.upperExists ? '是' : '否'
+    bto.actConUpperMarket = bene.controlInfo.upperExists ? 'Y' : 'N'
     bto.obtainActDate = bene.controlInfo.startDate
     bto.terminationActDate = bene.controlInfo.endDate
     if (bene.controlInfo.upperExists) {
@@ -1110,7 +1089,7 @@ function buildSubmitPayload() {
     certificateAddress: form.certificateAddress,
     businessScope: form.businessScope,
     industry: form.industry,
-    mobilePhone: smsForm.mobile,
+    mobilePhone: mobileForm.mobile,
     bankCardNumber: form.bankCardNumber,
     bankNo: form.bankNo,
     bankName: form.bankName,
@@ -1120,8 +1099,6 @@ function buildSubmitPayload() {
     ...buildOperatorPayload(),
     channelNo: channelNo.value,
     businessLicenseFileNo: businessLicenseFileNo.value,
-    // create/update 接口当前无 verifyCode 字段,已登记《缺失的后端接口.md》
-    verifyCode: smsForm.verifyCode,
     enterpriseAccountOpenApplicationFileBtoList: [
       { fileNo: businessLicenseFileNo.value, fileType: '12' },
       { fileNo: legalPersonIdFrontFileNo.value, fileType: '01' },